How I Can Help You Financially . . . I Can Help You:

  • Manage your current income tax burden
  • Develop a simple, coherent savings and investment program that allows your money to work for you and strive to stay ahead of inflation
  • Coordinate and maximize insurance coverage
  • Utilize life insurance coverage as a retirement or estate-planning vehicle
  • Maximize options under existing retirement and savings plans to target higher income
  • Ensure that at your death your property will be left to the people and/or organizations you desire and not be liquidated to pay taxes or distributed according to rigid estate laws

Areas of Expertise . . . Tax Planning:

  • Keogh plans
  • Individual Retirement Accounts (IRAs)
  • SEP-IRAs
  • Tax-deferred annuities
  • Tax-free investments

Personal Financial Planning:

  • Fee-based financial planning
  • Individual retirement planning and funding
  • Estate planning
  • College funding
  • Mutual funds
  • Full stock and bond trading
  • Income tax planning

Business Financial Planning:

  • Employee benefits (including group health and dental)
  • Business continuation (buy/sell agreements: death and disability)
  • Corporate pension plans: 401(k) plans
  • Cafeteria plans

Risk Management:

  • Life insurance
  • Mortgage protection plans
  • Disability income insurance
  • Group and individual medical insurance